To expound on my point more, what if our parents, which I assume most of us, if not a born again something or other, were raised into their religion, chose wrong? Are we fucked?
Certainly not. A lot of people have come to faith whose parents were athiest or some other religion. I thnk you may be asking "What about the people who never hear about Jesus? Are they fucked?" If you weren't, I am now.
The destiny of the unreached (or the innocently ignorant) is hotly debated. Here are some theories I've heard over the years:
1. Yes, they are fucked. No Jesus, no heaven, end of story.
2. No, they all get to go to heaven. It's not their fault and God understands that.
3. At the gate to heaven, St Peter will say, "There's this guy named Jesus you never heard about before, but if you say you like him now, we'll let you in. Otherwise, off to hell with you."
3. If they really want to know God, He will send a missionary and then they will hear and no longer be ignorant.
4. God will reveal Himself to the innocently ignorant through missionaries, nature, special revelation, visions, visits from angels, visits from Jesus Himslef, whatever it takes to give the person a genuine opportunity to know Him.
And that's just among Christians. As for me, I say: 1 is incompatible with God's desire for everyone to be saved, 2 makes no sense- all God would have to do to save all of mankind is never reveal Himself at all, 3 has no support anywhere in the Bible- in fact the Bible clearly states that one's decision to follow Christ must occur before death, and 3 is naive. That leaves me at option 4, which I feel satisfies the requirement that one must know God to be saved, but extends grace to those cut off completely from any kind of contact with the Bible. Nowadays, there are very few who are truly among the "innocently ignorant," and hopefully, as missionaries penetrate deeper into lost or forgotten people groups, those completely ignorant of God will disappear.
And here's where I give my final, cop-out answer: When all is said and done and we stand before God, no one will be able to look Him in the eye and say "You have treated me unjustly." I have no idea how He will sort all this out, but He's the only one who could do it perfectly.